💰 Zakat Calculator
Calculate your obligatory charity (Zakat) based on your income, savings, assets, and liabilities — automatically adjusted for your currency.
Annual Obligation
2.5% of wealth held for one lunar year
Nisab Threshold
Value of 85g gold or 595g silver
Deductible
Debts, expenses, and essentials excluded
📊 Your Zakat Obligation
Based on your total zakatable assets minus liabilities
🤲 Sadaqah Estimator
Get personalized suggestions for voluntary charity based on your financial situation and intentions.
Voluntary
No fixed amount — give what you can
Blessings Multiplied
Reward multiplied 10-700x
Best Times
Ramadan, Fridays, and in secret
💚 Suggested Sadaqah
Based on your surplus income and chosen generosity level.
🌙 Sadaqah Tracker
Track your voluntary charity over time and stay motivated.
No donations tracked yet. Start your Sadaqah journey today!
📖 Islamic Finance Knowledge Base
Understand the principles of Islamic finance and how they apply to your life.
What is Zakat?
Zakat is the third pillar of Islam — an obligatory annual charity of 2.5% on wealth held for one lunar year above the Nisab threshold. It purifies wealth and supports those in need.
Sadaqah vs Zakat
Sadaqah is voluntary charity given at any time in any amount. While Zakat is obligatory with fixed rules, Sadaqah is recommended daily and can be as simple as a smile.
Riba (Interest)
Islam strictly prohibits Riba (usury/interest). All financial transactions must be free from interest, promoting ethical and fair economic relationships.
Nisab Explained
Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. It's equivalent to the value of 85 grams of gold or 595 grams of silver.
Islamic Banking
Sharia-compliant banking operates on profit-sharing (Mudarabah), partnership (Musharakah), and asset-backed financing — ensuring ethical investments.
Who Receives Zakat?
The Quran specifies eight categories: the poor, needy, Zakat collectors, those whose hearts are to be reconciled, slaves, debtors, in the cause of Allah, and the wayfarer.
📋 Quick Reference: Zakat Calculation
| Asset Type | Zakatable? | Rate | Notes |
|---|---|---|---|
| Cash & Savings | ✅ Yes | 2.5% | If held for 1 lunar year |
| Gold & Silver | ✅ Yes | 2.5% | Market value at time of Zakat |
| Stocks (trading) | ✅ Yes | 2.5% | Based on market value |
| Stocks (long-term) | ⚠️ Partial | ~2.5% | On dividends + estimated Zakatable portion |
| Primary Residence | ❌ No | — | Personal use exempt |
| Vehicle (personal) | ❌ No | — | Daily use exempt |
| Business Inventory | ✅ Yes | 2.5% | Trade goods at cost or market value |